Los Angeles Car Insurance Dos and Don’t: What to Do After an Accident in LA

Los Angeles car insurance is a policy that covers motorists located in and around LA. California law requires a minimum coverage of bodily injury limits at $15,000 a person, and $30,000 per accident minimum. In addition, a $5000 property liability of coverage must be met, and uninsured motorist bodily injury coverage is $15,000 per person / $30,000 per accident minimum. Los Angeles has one of the highest car accident rates in the country, so knowing what to do after a car accident is critical. When you find the best Los Angeles car insurance company, you will want to ask them what the best protocol is for actions taken after a car accident, and if you have a car insurance lawyer, let your insurance company know. For now, this article is intended to educate Los Angeles area drivers on what to do after an accident.

Your Los Angeles Car Insurance Will Cover Some of Your Medical Bills

Based on your coverage, your Los Angeles car insurance policy will either cover all of your medical care, or a portion of it. But regardless, if you are injured in a car accident, get to the hospital as quickly as you can because your health is the most important  thing. If you are concerned about not having enough coverage in the event you are injured in a car accident, then don’t settle for the state minimum: pay more to get a better policy. This will also give you peace of mind.

Work with a Los Angeles Car Accident Lawyer

Unfortunately, most car accidents that leave people injured don’t even come close to providing the full compensation for losses, pain and suffering. This is why it is critical to work with a Los Angeles car accident lawyer when you are injured in an auto accident. The best personal injury lawyers specializing in car accidents will be able to protect you from predatory insurance companies, and they will be able to hold the person who struck you accountable for your injuries. Better safe than sorry: you may not be injured from a car accident right now, but who knows what the future holds. Call a car accident lawyer protecting drivers in Los Angeles like Attorney Andrew Ryan, and have peace of mind that you not only have the best car insurance policy, but also the best car accident attorney in Los Angeles.

Don’t Talk to the Insurance Companies

After a car accident, the insurance companies will want you to give a statement. Under no circumstance should you do this until first speaking with a car accident lawyer. These insurance adjusters have tricks that trap people into giving misguided testimonials that cost them thousands in compensation. Let your lawyer speak for you.

Don’t Refuse to Show the Other Party Proof of Insurance

If you are injured in a car accident, you will likely be confused and tensions will be running high. If the other party asks for your insurance information, be fore to give it to them. This is a normal formality, and if you refuse, the person can call the police, a record will be made, and this could reflect on you as being “uncooperative” or it may make you look suspicious. Exchange information while waiting for the ambulance to arrive, then call your car accident lawyer while you are on your way to the ER.